Terms of Service

1. Agreement to Terms

By accessing or using Course Trust Alliance's website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

These Terms constitute a legally binding agreement between you and Course Trust Alliance, located at 1247 Wilshire Blvd, Suite 300, Los Angeles, CA 90017, United States.

2. Description of Service

Course Trust Alliance provides an online learning platform offering professional courses and educational content. Our services include:

• Access to course materials and video content
• Interactive learning tools and resources
• Progress tracking and certificates of completion
• Customer support and technical assistance

3. User Accounts

To access our courses, you must create an account and provide accurate, current, and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your account information remains accurate and up-to-date

4. Course Enrollment and Access

When you enroll in a course:

• You gain access to course materials for the duration specified
• Access is granted for personal, non-commercial use only
• You may not share your login credentials with others
• Course content may not be redistributed or resold
• We reserve the right to modify course content and availability

5. Payment Terms

Course Fees

Course prices are displayed in US dollars and are subject to change. When you enroll in a course, you agree to pay the stated price. Payment is due at the time of enrollment unless otherwise specified.

Payment Processing

Payments are processed securely through third-party payment processors. We do not store your payment information on our servers.

Taxes

You are responsible for any applicable taxes, duties, or fees related to your purchase, except for taxes based on our income.

6. Refund Policy

We offer a 30-day money-back guarantee on all course purchases. To request a refund:

• Contact our support team within 30 days of purchase
• Provide your order details and reason for the refund request
• Refunds will be processed to the original payment method
• Processing time may vary depending on your payment provider

Refunds may be denied if there is evidence of abuse or violation of these Terms.

7. Intellectual Property Rights

Our Content

All course content, including videos, text, images, software, and other materials, are owned by Course Trust Alliance or our licensors and are protected by copyright and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our course content for personal, non-commercial educational purposes only.

Prohibited Uses

You may not:

• Copy, modify, or distribute our content
• Use our content for commercial purposes
• Reverse engineer or attempt to extract source code
• Remove copyright or proprietary notices
• Create derivative works based on our content

8. User Conduct

You agree not to:

• Use our services for any unlawful purpose
• Harass, abuse, or harm other users or staff
• Share false or misleading information
• Attempt to gain unauthorized access to our systems
• Use automated tools to access our services
• Interfere with the proper functioning of our platform
• Upload malicious code or viruses

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the practices described in our Privacy Policy.

10. Disclaimers and Limitation of Liability

Service Availability

We strive to maintain service availability but cannot guarantee uninterrupted access. Our services are provided "as is" without warranties of any kind, either express or implied.

Educational Nature

Our courses are for educational purposes only. We make no guarantees about:

• Specific learning outcomes or results
• Career advancement or job opportunities
• Income increases or business success
• Compatibility with specific software or systems

Limitation of Liability

To the maximum extent permitted by law, Course Trust Alliance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of our services.

11. Indemnification

You agree to indemnify and hold harmless Course Trust Alliance, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of our services or violation of these Terms.

12. Termination

By You

You may terminate your account at any time by contacting our support team. Termination does not entitle you to a refund unless within our refund policy period.

By Us

We may suspend or terminate your access to our services at any time for:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Abuse of our services or staff

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on our website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

We will make reasonable efforts to notify users of material changes to these Terms.

14. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Los Angeles County, California.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. The unenforceable provision shall be replaced with an enforceable provision that most closely reflects the original intent.

16. Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Course Trust Alliance regarding your use of our services and supersede all prior agreements and understandings.

17. Contact Information

If you have questions about these Terms of Service, please contact us:

Effective Date: These Terms of Service are effective as of January 1, 2026.